Start with a conversation about your goals, timing, preferred location, and comfortable monthly budget. Courtney helps you identify your priorities and understand the buying process. If you plan to finance your purchase, connecting with a lender early helps establish a realistic price range before you begin touring homes.

Preapproval is a helpful early step if you need financing. It helps clarify your purchasing range and shows sellers that you have started the lending process. Preapproval is not a final loan guarantee; your lender will still need to approve the property and verify that you meet the loan’s requirements through closing.

Consider the full monthly cost, including principal, interest, property taxes, homeowners insurance, any mortgage insurance, and HOA dues. Also leave room for utilities, maintenance, and other priorities. Your lender provides financing estimates, while Courtney helps you compare homes and ownership responsibilities within your budget.

You can explore a different price range, property type, or location without giving up your most important goals. Your lender can explain available loan options and their costs. Courtney helps you evaluate suitable homes and potential negotiations without pressuring you to purchase before the numbers work for you.

Yes, you can request a seller contribution as part of your offer. Whether the seller agrees depends on the property and negotiations. Contributions must also meet your loan program’s limits and lender requirements. Courtney helps negotiate the request while your lender confirms how it can be used.

Yes. Courtney helps relocating buyers compare communities, explore properties, and coordinate the steps toward closing. She provides local guidance and communicates with your lender, inspectors, and closing professionals so you can stay involved from wherever you currently live.

No. Personalized virtual tours and live video walkthroughs let you explore homes remotely. You can ask questions, look closely at specific features, and receive candid observations about details that listing photos may miss. Virtual tours support your search but do not replace professional inspections or other due diligence.

Yes. Courtney helps you compare locations based on your budget, commute, access to services, property preferences, and everyday priorities. Together, you can evaluate what each location offers and the practical tradeoffs involved in your decision.

Depending on the property, important topics may include legal and year-round access, snow removal, wells, septic systems, water rights, internet availability, covenants, insurance availability, and maintenance responsibilities. Courtney helps identify questions and appropriate professionals so you can investigate during your contractual due diligence period.

Yes. Selling before buying is a normal part of moving. Courtney helps plan your search around your current home’s sale, financing, and timing. An offer with a home sale contingency may be an option, depending on the circumstances and the seller’s agreement.

Absolutely. With your authorization, Courtney communicates directly with your agent to share updates and coordinate the connection between your sale and Montana purchase. She helps keep important dates and changes in view so both transactions can be planned together.

Yes. For properties within her service area, Courtney handles both selling your current home and purchasing your next one—all under one roof. Your preparation, pricing, home search, negotiations, and closing timelines are coordinated around the full move.

Not necessarily. Market time can reflect pricing, location, condition, seasonality, or the number of competing homes. Courtney helps you examine the property’s history and comparable sales, ask questions, and investigate concerns rather than drawing conclusions from days on market alone.

Yes. An appropriate offer depends on comparable sales, property condition, competition, and your priorities. Courtney helps you evaluate price alongside financing, contingencies, concessions, and timing so your offer reflects both the property and your circumstances.

A professional inspection can help you understand a home’s condition and identify areas needing further evaluation. Depending on the property, additional inspections or tests may be appropriate. Courtney helps coordinate access and track your contract deadlines while qualified professionals evaluate the property.

Your options depend on the purchase contract and its deadlines. Where permitted, you may request repairs, a credit, or another negotiated solution. Sellers are not automatically required to agree. Courtney helps you evaluate findings and communicate requests within the terms of your agreement.

Plan for closing costs, prepaid expenses, inspections, moving costs, and a reserve for maintenance. Earnest money is generally paid earlier in the transaction and credited toward the purchase at closing according to the contract. Your lender and closing professional can provide estimates specific to your purchase.